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Checking & Savings Accounts
Ackley State Bank's Checking and Savings Accounts offer just the right blend of convenience and personal service to make managing your finances a little easier. Plus, ASB offers just the right blend of people - experienced professionals who know the area, know banking, and know you!
Click here for more details on our Checking & Savings Accounts.
Certificates of Deposit
If you are looking for a secure investment with a higher rate of return, CDs may be your answer. For a complete listing of our Certificate of Deposit rates, please contact: Kelli Meyer.
Individual Retirement Account
If you are looking for a secure retirement investment, Ackley State Bank's CDs or variable rate savings may be the answer. Contact Deborah Willms
Trust
ASB’s Trust Department is knowledgeable, responsive, and focused on personal service. Contact Trust Officer Deborah Willms for information regarding establishing a relationship with the Trust Department.
Our services include:
Trusts
From the usual testamentary trusts, to life insurance trusts and living trusts, ASB's Trust Department is available to work with you, your family, your attorney, and your accountant in order to meet your specific goals and objectives.
Estates
ASB's Trust Department can be appointed the executor of your will to provide continuity and an objective viewpoint in administering your wishes.
Agency Accounts
ASB's Trust Department can act as your agent for duties like researching and investing for your portfolio. The responsibility and record keeping that accompanies managing a portfolio can cause concern for busy individuals, senior citizens, and others.
IRA Administration
ASB will administer your self-directed Individual Retirement Account that may hold closely-held stock or other unique assets.
SHAZAMChek
Use it at the millions of locations where Visa® and Mastercard® are accepted. Or use it at a convenient ATM to make deposits, withdrawals, transfers or balance inquiries. With SHAZAMChek® there are no more paper checks, no pens and no hassle! There's a great new way to pay with ASB's SHAZAMChek®.
Touchtone Banker
Just dial 1-888-864-4689! Touchtone Banker puts you in touch with ASB, toll free, any time night or day. Whether you're paying bills and need to check your balance or want to find out whether or not a deposit was made, Touchtone Banker is available on all ASB checking, savings and money market accounts. All you need is a touchtone telephone, your account number(s) and your PIN number. Then simply dial 1-888-847-2651. To obtain Touchtone Banker, please contact our bank.
BILLPay
There is now a better way to pay your bills. It's fast, easy and convenient, and you'll never have to lick another stamp. All you need is a ASB checking account.
Here's how it works: You communicate electronically with us via email to create a personal payment list for the bills you want to pay. Pay bills such as insurance, loans, credit cards, or utilities. In fact, you can pay almost any merchant or service provider with a U.S. Postal address - in any amount up to $9,999.99 - on any date you choose within the BillPay procedures. For regular payments with varying amounts, you'll only have to enter the amount and payment date each month since the system remembers the addresses.
Sign up for BillPay by completing the Online Banking Enrollment form. Simply tell us which checking account you wish to use to pay bills. BillPay costs only $2.00 per month per account, which includes unlimited bill payments.
BillPay Facts:
- Security: Your information is safeguarded using industry-tested encryption methods. You select your password and you can change it at any time.
- Reviewing Your Payments: Your monthly bank statement will provide you with a printed record of all your BillPay activity. You can review bill payments online for the current and previous statement cycle. Your personal list of payees will be maintained for a period of two years.
- What if your account does not have adequate funds to pay the bills you have directed? If the payment account has insufficient funds to cover payment of the bill (including your overdraft line of credit), you will be sent a notice and your requested bill payment will automatically be re-presented the next day.
- What if my payment is late? If the procedures in the Online Banking Agreement are followed, there will be sufficient time for payments to arrive. Although you can enter payment information through BillPay 24 hours a day, 7 days a week, payments can be deducted from your account only on business days. The payment date for each payment must be at least 5 business days prior to the date your payment is due.
- Need more information? There is a copy of BillPay procedures in the Online Banking Agreement found under the Disclosures button at the bottom of each page of this web site. Information is provided under the Help button after you log on to Online Banking.
Automatic Payments
for your ASB loans or insurance premiums save you time. You may also choose to have regular monthly payments for utilities and other bills paid directly to your ASB account. Automatic Transfer can be set up from your checking to savings to help your money grow.
Direct Deposit
saves you a trip to the Bank and time waiting for the mail. Have paychecks and benefit checks deposited right into your ASB account.
Check Safekeeping
streamlines your recordkeeping. You receive detailed check information on your monthly statement and there's no need to store cancelled checks.
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